:root{--navy: #10305c;--navy-dark: #0a2244;--navy-light: #1c4a8a;--accent: #0e9f6e;--accent-soft: #e6f6f0;--gold: #f0b429;--bg: #f3f6fb;--surface: #ffffff;--border: #dde5f0;--text: #1b2635;--muted: #64748b;--debit: #d64545;--credit: #0e9f6e;--radius: 14px;--shadow: 0 1px 3px rgba(16, 48, 92, .08), 0 4px 16px rgba(16, 48, 92, .06)}*{box-sizing:border-box}html,body{margin:0;padding:0}body{font-family:system-ui,-apple-system,Segoe UI,Roboto,sans-serif;background:var(--bg);color:var(--text);line-height:1.5;-webkit-font-smoothing:antialiased}button{font:inherit;cursor:pointer}input,select{font:inherit}a{color:var(--navy-light)}h1{font-size:1.5rem;margin:0}h2{font-size:1.05rem;margin:0}h3{margin:0}.shell{min-height:100vh;display:flex;flex-direction:column}.topbar{position:sticky;top:0;z-index:40;display:flex;align-items:center;gap:16px;background:var(--navy);color:#fff;padding:10px 20px}.brand{display:flex;align-items:center;gap:10px;background:none;border:0;color:#fff;padding:0}.brand-mark{display:grid;place-items:center;width:34px;height:34px;border-radius:9px;background:linear-gradient(135deg,var(--gold),#f7cb64);color:var(--navy-dark);font-weight:800;font-size:.9rem}.brand-mark-lg{width:56px;height:56px;font-size:1.4rem;border-radius:14px}.brand-name{font-weight:700;letter-spacing:.02em}.topnav{display:flex;gap:4px;margin-left:12px;flex:1}.topnav-link{color:#cdd9ec;text-decoration:none;padding:6px 12px;border-radius:8px;font-size:.92rem}.topnav-link.active{background:#ffffff24;color:#fff;font-weight:600}.topnav-link:hover{color:#fff}.topbar-right{display:flex;align-items:center;gap:10px;margin-left:auto}.user-chip{font-size:.88rem;opacity:.9;white-space:nowrap}.page{flex:1;width:100%;max-width:1080px;margin:0 auto;padding:24px 20px 96px}.bottomnav{display:none}.demo-banner{text-align:center;font-size:.75rem;color:var(--muted);padding:10px;border-top:1px solid var(--border);background:var(--surface)}.stack{display:flex;flex-direction:column;gap:20px}.stack-sm{display:flex;flex-direction:column;gap:8px}.page-head{display:flex;align-items:center;justify-content:space-between;gap:12px}.panel{background:var(--surface);border:1px solid var(--border);border-radius:var(--radius);padding:18px;box-shadow:var(--shadow)}.panel-head{display:flex;align-items:baseline;justify-content:space-between;gap:12px;margin-bottom:12px}.two-col{display:grid;grid-template-columns:1fr 1fr;gap:20px;align-items:start}.two-col>*,.card-grid>*,.stack>*{min-width:0}.link{font-size:.88rem;text-decoration:none;font-weight:600}.link-btn{background:none;border:0;color:var(--navy-light);font-size:.8rem;padding:0 4px;text-decoration:underline}.muted{color:var(--muted);font-size:.88rem}.center{text-align:center}.strong{font-weight:700}.btn{border:0;border-radius:10px;padding:10px 18px;font-weight:600;font-size:.95rem;transition:transform .08s ease,box-shadow .12s ease,background .12s ease}.btn:active{transform:scale(.98)}.btn-primary{background:var(--navy);color:#fff}.btn-primary:hover{background:var(--navy-light)}.btn-primary:disabled{background:#9fb2cc;cursor:not-allowed}.btn-ghost{background:transparent;color:var(--navy);border:1px solid var(--border)}.btn-ghost:hover{border-color:var(--navy-light)}.btn-ghost.danger,.btn-danger{color:var(--debit)}.btn-danger{background:var(--debit);color:#fff}.btn-sm{padding:6px 12px;font-size:.85rem}.btn-block{width:100%}.field{display:flex;flex-direction:column;gap:6px}.field>span{font-size:.85rem;font-weight:600;color:var(--muted)}.field-hint{font-size:.78rem;color:var(--muted);font-weight:400!important}.field-error{color:var(--debit);font-size:.88rem;margin:0}.input{border:1px solid var(--border);border-radius:10px;padding:10px 12px;background:#fff;width:100%}.input:focus{outline:2px solid var(--navy-light);outline-offset:1px;border-color:transparent}.input-amount{font-size:1.15rem;font-weight:700}.input-otp{font-size:1.3rem;letter-spacing:.5em;text-align:center;font-weight:700;margin-bottom:8px}.form-stack{display:flex;flex-direction:column;gap:14px}.login-wrap{min-height:100vh;display:grid;place-items:center;align-content:center;gap:28px;background:linear-gradient(160deg,var(--navy-dark),var(--navy) 55%,var(--navy-light));padding:32px 20px}.login-hero{text-align:center;color:#fff;display:grid;justify-items:center;gap:6px}.login-hero h1{font-size:1.8rem;margin:0}.login-hero p{margin:0;opacity:.75}.login-card{background:var(--surface);border-radius:18px;padding:26px;width:min(400px,92vw);display:flex;flex-direction:column;gap:14px;box-shadow:0 12px 40px #00000040}.login-card h2{margin:0}.demo-creds{background:var(--accent-soft);border-radius:10px;padding:10px 14px;font-size:.88rem;display:flex;gap:8px;flex-wrap:wrap;align-items:center}.demo-creds code{background:#fff;border-radius:6px;padding:2px 8px;font-weight:700}.login-disclaimer{font-size:.75rem;color:var(--muted);margin:0;text-align:center}.hero-card{display:flex;justify-content:space-between;align-items:flex-end;gap:16px;flex-wrap:wrap;background:linear-gradient(135deg,var(--navy),var(--navy-light));color:#fff;border-radius:var(--radius);padding:24px;box-shadow:var(--shadow)}.hero-greeting{margin:0;opacity:.75;font-size:.95rem}.hero-name{margin:0;font-size:1.4rem}.hero-balance{text-align:right}.hero-balance-label{font-size:.85rem;opacity:.8;display:flex;align-items:center;gap:6px;justify-content:flex-end}.hero-balance-value{font-size:1.7rem;font-weight:800;letter-spacing:.01em}.eye-btn{background:none;border:0;font-size:1rem;padding:0}.quick-row{display:grid;grid-template-columns:repeat(6,1fr);gap:12px}.quick-tile{display:flex;flex-direction:column;align-items:center;gap:6px;background:var(--surface);border:1px solid var(--border);border-radius:12px;padding:14px 8px;text-decoration:none;color:var(--text);font-size:.8rem;font-weight:600;box-shadow:var(--shadow);text-align:center}.quick-tile:hover{border-color:var(--navy-light)}.quick-icon{font-size:1.4rem}.card-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:16px}.balance-card{text-align:left;background:var(--surface);border:1px solid var(--border);border-radius:var(--radius);padding:18px;display:flex;flex-direction:column;gap:4px;box-shadow:var(--shadow)}.balance-card:hover{border-color:var(--navy-light)}.balance-card-type{font-size:.85rem;font-weight:700;color:var(--navy-light)}.balance-card-num{font-size:.8rem;color:var(--muted)}.balance-card-amount{font-size:1.4rem;font-weight:800;margin-top:6px}.balance-card-branch{font-size:.78rem;color:var(--muted)}.txn-list{list-style:none;margin:0;padding:0;display:flex;flex-direction:column}.txn-row{display:flex;align-items:center;gap:12px;padding:10px 2px;border-bottom:1px solid var(--border)}.txn-row:last-child{border-bottom:0}.txn-icon{font-size:1.15rem;width:34px;height:34px;display:grid;place-items:center;background:var(--bg);border-radius:10px;flex:none}.txn-main{display:flex;flex-direction:column;min-width:0;flex:1}.txn-desc{font-weight:600;font-size:.92rem;overflow:hidden;text-overflow:ellipsis;white-space:nowrap}.txn-meta{font-size:.76rem;color:var(--muted);overflow:hidden;text-overflow:ellipsis;white-space:nowrap}.txn-right{display:flex;flex-direction:column;align-items:flex-end;flex:none}.txn-amount{font-weight:700;font-size:.95rem;white-space:nowrap}.txn-amount.credit{color:var(--credit)}.txn-amount.debit{color:var(--debit)}.txn-balance{font-size:.72rem;color:var(--muted)}.filters{display:flex;flex-direction:column;gap:12px}.filter-row{display:flex;gap:10px;flex-wrap:wrap}.filter-row .input{width:auto;flex:1;min-width:130px}.date-field{display:flex;align-items:center;gap:6px;font-size:.82rem;color:var(--muted)}.date-field .input{min-width:0}.barchart-svg{width:100%;height:120px;display:block}.barchart-bar{fill:var(--navy-light)}.barchart-labels{display:flex}.barchart-label{flex:1 1 0;min-width:0;text-align:center;font-size:.72rem;color:var(--muted);display:flex;flex-direction:column;gap:2px}.barchart-val{font-weight:700;color:var(--text);font-size:.7rem;overflow:hidden;text-overflow:ellipsis;white-space:nowrap;max-width:100%}.mode-tabs{display:flex;gap:8px;flex-wrap:wrap}.mode-tab{border:1px solid var(--border);background:var(--surface);border-radius:999px;padding:8px 16px;font-weight:600;font-size:.88rem;color:var(--muted)}.mode-tab.active{background:var(--navy);border-color:var(--navy);color:#fff}.detail-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:14px;margin:0}.detail-grid dt{font-size:.76rem;color:var(--muted);text-transform:uppercase;letter-spacing:.04em}.detail-grid dd{margin:2px 0 0;font-weight:600}.ben-list{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:12px}.ben-row{display:flex;align-items:center;gap:14px}.ben-avatar{width:42px;height:42px;border-radius:50%;background:var(--navy-light);color:#fff;display:grid;place-items:center;font-weight:700;flex:none}.ben-avatar.lg{width:58px;height:58px;font-size:1.3rem}.ben-main{display:flex;flex-direction:column;min-width:0;flex:1}.ben-name{font-weight:700}.ben-meta{font-size:.8rem;color:var(--muted)}.ben-actions{display:flex;gap:6px;flex-wrap:wrap;justify-content:flex-end}.plan-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(170px,1fr));gap:10px}.plan-card{text-align:left;border:1px solid var(--border);border-radius:12px;background:var(--surface);padding:12px;display:flex;flex-direction:column;gap:4px}.plan-card.active{border-color:var(--navy);box-shadow:0 0 0 2px var(--navy) inset}.plan-name{font-weight:700;font-size:.9rem}.plan-detail{font-size:.78rem;color:var(--muted)}.bill-fetch{display:flex;flex-direction:column;gap:10px}.bill-summary{display:flex;justify-content:space-between;gap:12px;align-items:center;background:var(--accent-soft);border-radius:10px;padding:12px 14px;font-size:.92rem}.rate-table{display:flex;flex-wrap:wrap;gap:6px}.rate-chip{font-size:.75rem;border:1px solid var(--border);border-radius:999px;padding:4px 10px;color:var(--muted)}.rate-chip.active{background:var(--navy);border-color:var(--navy);color:#fff;font-weight:600}.maturity-preview{border:1px dashed var(--navy-light);border-radius:12px;padding:12px 14px;display:flex;flex-direction:column;gap:6px}.maturity-preview div{display:flex;justify-content:space-between;gap:10px;font-size:.9rem}.maturity-total{border-top:1px solid var(--border);padding-top:6px;font-size:1rem!important}.dep-list{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:12px}.dep-row{display:flex;align-items:center;gap:12px;justify-content:space-between;border-bottom:1px solid var(--border);padding-bottom:10px}.dep-row:last-child{border-bottom:0;padding-bottom:0}.dep-main{display:flex;flex-direction:column}.dep-title{font-weight:700}.dep-meta{font-size:.8rem;color:var(--muted)}.bank-card{border-radius:16px;padding:20px;color:#fff;position:relative;overflow:hidden;background:linear-gradient(135deg,var(--navy-dark),var(--navy-light));display:flex;flex-direction:column;gap:14px;box-shadow:var(--shadow)}.bank-card.credit{background:linear-gradient(135deg,#3b2f63,#7c5cbf)}.bank-card.blocked{filter:grayscale(.7)}.bank-card-top{display:flex;justify-content:space-between;font-size:.8rem;opacity:.85}.bank-card-network{font-weight:800;letter-spacing:.06em}.bank-card-number{font-size:1.15rem;letter-spacing:.08em;font-weight:600;display:flex;align-items:center;gap:10px;flex-wrap:wrap}.bank-card-number .link-btn{color:#cdd9ec}.bank-card-bottom{display:flex;justify-content:space-between;font-size:.85rem;opacity:.9}.bank-card-blocked-badge{position:absolute;top:14px;right:-34px;transform:rotate(35deg);background:var(--debit);padding:4px 40px;font-size:.72rem;font-weight:800}.bank-card-info{display:flex;justify-content:space-between;gap:8px;flex-wrap:wrap}.bank-card-info .muted{color:#cdd9ec;font-size:.78rem}.bank-card-actions{display:flex;gap:8px}.bank-card-actions .btn-ghost{color:#fff;border-color:#fff6}.bank-card-actions .btn-ghost.danger{color:#ffb4b4}.profile-panel{display:flex;gap:16px;align-items:center}.profile-panel h2{margin-bottom:2px}.profile-panel p{margin:0}.more-list{list-style:none;margin:0;padding:0}.more-link{display:flex;align-items:center;gap:12px;padding:12px 4px;text-decoration:none;color:var(--text);font-weight:600;border-bottom:1px solid var(--border)}.more-list li:last-child .more-link{border-bottom:0}.more-arrow{margin-left:auto;color:var(--muted)}.modal-backdrop{position:fixed;top:0;right:0;bottom:0;left:0;background:#0b1a338c;z-index:100;display:grid;place-items:center;padding:20px}.modal{background:var(--surface);border-radius:16px;padding:22px;width:min(440px,94vw);max-height:90vh;overflow:auto;box-shadow:0 18px 60px #0000004d;animation:modal-in .18s ease}.modal-wide{width:min(620px,94vw)}@keyframes modal-in{0%{opacity:0;transform:translateY(10px) scale(.98)}}.modal-title{margin:0 0 10px}.modal-title.center{text-align:center}.modal-body{margin:0 0 14px;color:var(--text)}.modal-actions{display:flex;justify-content:flex-end;gap:10px;margin-top:16px}.success-anim{display:grid;place-items:center;margin-bottom:8px}.success-svg{width:64px;height:64px}.success-circle{stroke:var(--credit);stroke-width:2.5;stroke-dasharray:151;stroke-dashoffset:151;animation:draw .5s ease forwards}.success-check{stroke:var(--credit);stroke-width:3.5;stroke-linecap:round;stroke-dasharray:36;stroke-dashoffset:36;animation:draw .35s .4s ease forwards}@keyframes draw{to{stroke-dashoffset:0}}.receipt-amount{text-align:center;font-size:1.6rem;font-weight:800;margin:4px 0 14px}.receipt-table{width:100%;border-collapse:collapse;font-size:.9rem}.receipt-table td{padding:7px 4px;border-bottom:1px solid var(--border)}.receipt-table td:first-child{color:var(--muted);width:42%}.receipt-table td:last-child{font-weight:600;text-align:right;word-break:break-word}.receipt-footer{font-size:.72rem;color:var(--muted);text-align:center;margin:12px 0 0}.toast-stack{position:fixed;bottom:84px;left:50%;transform:translate(-50%);z-index:200;display:flex;flex-direction:column;gap:8px;align-items:center;pointer-events:none;width:min(480px,92vw)}.toast{background:var(--navy-dark);color:#fff;border-radius:10px;padding:10px 18px;font-size:.9rem;box-shadow:var(--shadow);animation:toast-in .2s ease;text-align:center}.toast-success{background:var(--credit)}.toast-error{background:var(--debit)}.toast-otp{background:var(--gold);color:var(--navy-dark);font-weight:700}@keyframes toast-in{0%{opacity:0;transform:translateY(8px)}}.empty-state{text-align:center;padding:26px 10px;color:var(--muted)}.empty-icon{font-size:2rem}.empty-title{font-weight:700;color:var(--text);margin:8px 0 2px}.empty-body{margin:0;font-size:.88rem}.skeleton{display:inline-block;border-radius:8px;background:linear-gradient(90deg,#e8edf5 25%,#f4f7fb,#e8edf5 75%);background-size:200% 100%;animation:shimmer 1.2s infinite}@keyframes shimmer{to{background-position:-200% 0}}.loan-row{align-items:flex-start}.loan-actions{display:flex;flex-direction:column;gap:6px;flex-shrink:0}.loan-progress{display:block;height:6px;width:100%;max-width:260px;margin-top:8px;background:var(--border);border-radius:999px;overflow:hidden}.loan-progress-fill{display:block;height:100%;background:var(--credit);border-radius:999px}.text-danger{color:var(--debit)}.table-scroll{overflow-x:auto;max-height:420px;overflow-y:auto}.amort-table{width:100%;border-collapse:collapse;font-size:.82rem;white-space:nowrap}.amort-table th,.amort-table td{padding:6px 8px;border-bottom:1px solid var(--border);text-align:right}.amort-table th:first-child,.amort-table td:first-child,.amort-table th:nth-child(2),.amort-table td:nth-child(2){text-align:left}.amort-table thead th{position:sticky;top:0;background:var(--surface);color:var(--muted);font-size:.72rem;text-transform:uppercase;letter-spacing:.04em}.amort-table tbody tr:last-child td{border-bottom:0;font-weight:600}@media (max-width: 520px){.loan-actions{flex-direction:row}}@media (max-width: 760px){.topnav{display:none}.page{padding:16px 14px 110px}.two-col{grid-template-columns:1fr}.quick-row{grid-template-columns:repeat(3,1fr)}.hero-balance{text-align:left}.hero-card{align-items:flex-start;flex-direction:column}.bottomnav{display:flex;position:fixed;bottom:0;left:0;right:0;z-index:50;background:var(--surface);border-top:1px solid var(--border);padding:6px 4px calc(6px + env(safe-area-inset-bottom))}.bottomnav-link{flex:1;display:flex;flex-direction:column;align-items:center;gap:2px;text-decoration:none;color:var(--muted);font-size:.68rem;padding:4px 0;border-radius:10px}.bottomnav-link span:first-child{font-size:1.15rem}.bottomnav-link.active{color:var(--navy);font-weight:700}.ben-row{flex-wrap:wrap}.ben-actions{width:100%;justify-content:flex-start}.filter-row .input{min-width:0}.date-field{flex:1 1 45%;min-width:0}.date-field .input{width:100%}.barchart-val{font-size:.62rem}}@media (max-width: 420px){.quick-row{grid-template-columns:repeat(3,1fr);gap:8px}.hero-balance-value{font-size:1.45rem}}@media print{body *{visibility:hidden}.receipt-print,.receipt-print *{visibility:visible}.receipt-print{position:absolute;inset:0 auto auto 0;width:100%;box-shadow:none;animation:none}.no-print{display:none!important}.modal-backdrop{position:static;background:none;padding:0}}.stat-grid{display:grid;gap:12px;grid-template-columns:repeat(auto-fit,minmax(180px,1fr))}.stat-tile{background:var(--surface);border:1px solid var(--border);border-radius:var(--radius);box-shadow:var(--shadow);padding:14px 16px;display:flex;flex-direction:column;gap:2px;min-width:0}.stat-label{font-size:.78rem;color:var(--muted)}.stat-value{font-size:1.35rem;font-weight:700;color:var(--text);overflow:hidden;text-overflow:ellipsis;white-space:nowrap}.stat-sub{font-size:.74rem;color:var(--muted)}.text-debit{color:var(--debit)}.text-credit{color:var(--credit)}.callout{display:flex;gap:12px;align-items:flex-start;padding:14px 16px;border-radius:var(--radius);border:1px solid var(--border);background:var(--surface);box-shadow:var(--shadow)}.callout p{margin:4px 0 0;font-size:.82rem}.callout-icon{font-size:1.2rem;line-height:1.2}.callout-warn{border-left:4px solid var(--gold)}.callout-good{border-left:4px solid var(--accent)}.donut-layout{display:flex;gap:20px;align-items:center;flex-wrap:wrap}.donut{position:relative;flex:0 0 168px;width:168px;height:168px}.donut-svg{width:100%;height:100%;display:block}.donut-track{fill:none;stroke:var(--bg);stroke-width:5}.donut-slice{fill:none;stroke-width:5}.donut-center{position:absolute;top:0;right:0;bottom:0;left:0;display:flex;flex-direction:column;align-items:center;justify-content:center;text-align:center;pointer-events:none;padding:0 26px}.donut-center-label{font-size:.68rem;color:var(--muted)}.donut-center-value{font-size:.98rem;font-weight:700;color:var(--text);overflow:hidden;text-overflow:ellipsis;white-space:nowrap;max-width:100%}.legend{list-style:none;margin:0;padding:0;flex:1 1 220px;min-width:0}.legend-row{display:grid;grid-template-columns:12px 1fr auto auto;gap:8px;align-items:center;padding:5px 0;border-bottom:1px solid var(--border);font-size:.82rem;min-width:0}.legend-row:last-child{border-bottom:0}.legend-name{overflow:hidden;text-overflow:ellipsis;white-space:nowrap;min-width:0}.legend-share{color:var(--muted);font-variant-numeric:tabular-nums}.legend-total{font-weight:600;font-variant-numeric:tabular-nums}.swatch{width:12px;height:12px;border-radius:3px;display:inline-block;flex:none}.swatch-spend{background:var(--navy-light)}.swatch-income{background:var(--accent)}.trend{display:flex;flex-direction:column;gap:6px}.trend-legend{display:flex;gap:16px;font-size:.76rem;color:var(--muted)}.trend-key{display:inline-flex;align-items:center;gap:6px}.trend-svg{width:100%;display:block}.trend-bar-spend{fill:var(--navy-light)}.trend-bar-income{fill:var(--accent)}.trend-labels{display:flex}.trend-label{flex:1 1 0;min-width:0;text-align:center;font-size:.72rem;color:var(--muted);overflow:hidden;text-overflow:ellipsis;white-space:nowrap}.merchant-list{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:10px}.merchant-row{display:flex;flex-direction:column;gap:3px;min-width:0}.merchant-main{display:flex;justify-content:space-between;gap:10px;font-size:.86rem;min-width:0}.merchant-name{overflow:hidden;text-overflow:ellipsis;white-space:nowrap;min-width:0}.merchant-total{font-weight:600;flex:none;font-variant-numeric:tabular-nums}.merchant-bar{height:6px;border-radius:3px;background:var(--bg);overflow:hidden}.merchant-bar-fill{display:block;height:100%;background:var(--navy-light);border-radius:3px}.merchant-count{font-size:.72rem}.big-amount{font-size:1.7rem;font-weight:700;margin:0}.toggle-field{display:inline-flex;align-items:center;gap:8px;font-size:.84rem;color:var(--text);cursor:pointer;min-width:0}.toggle-field input{width:16px;height:16px;flex:none;accent-color:var(--navy)}@media (max-width: 640px){.donut-layout{gap:14px}.donut{flex:0 0 140px;width:140px;height:140px}.donut-center{padding:0 16px}.donut-center-value{font-size:.84rem}.donut-center-label{font-size:.62rem}.stat-value{font-size:1.15rem}.big-amount{font-size:1.4rem}}